network. We estimate that the impairment of any of the five most active U.S. banks will result in significant spillovers to … other banks, with 38 percent of the network affected on average. The impact varies and can be larger on particular days and … in geographies with concentrated banking markets. When banks respond to uncertainty by liquidity hoarding, the potential …

financial distress, but distressed affiliated banks are more likely to receive capital injections and recover more quickly than … other banks. Moreover, the effects of affiliation are strengthened for an expanding bank holding company. However, the …

Despite recent innovations that might have reduced banks' reliance on brick-and-mortar branches for distributing retail … percentage of these branches are held by banks with large branch networks. This paper assesses the implications of these … institutions with different branch network sizes. The key findings are that banks with 100 to 500 branches ("mid-sized networks …

, maximize put option value - by pursuing riskier strategies. For safe banks with large charter value, however, the risk … highly risky banks. …

recipients are less likely than whiteowned recipients to borrow from banks and more likely to borrow from fintech lenders is … less likely than white-owned firms to apply to banks and 7.8 percentage points more likely to apply to fintechs. However …, they face similar average approval disparities at banks (7.4 percentage points) and fintechs (8.4 percentage points …

Federal Reserve to foreign central banks via reciprocal currency arrangements (swap lines) reduced CIP deviations. In …