mechanism by which government interventions contribute to banks' risk-shifting behavior as reported in recent studies on bank … level runs via competition. (iv) Government interventions disparately affect bank customers' welfare. While liquidity …

This paper presents new and official survey information on bank regulations in 142 countries and makes comparisons with … two earlier surveys. The data do not suggest that countries have primarily reformed their bank regulations for the better … agencies, but existing evidence suggests that these reforms will not improve bank stability or efficiency. While some countries …

This paper presents the latest update of the World Bank Bank Regulation and Supervision Survey, and explores two … on non-bank activities, (c) were less strict in the regulatory treatment of bad loans and loan losses, and (d) had weaker … schemes became more generous, and some reforms were introduced in the area of bank governance and bank resolution. …

, which leads to excessive risk-taking. This paper examines the relation between deposit insurance and bank risk and systemic … bank risk and systemic fragility in the years leading up to the global financial crisis. However, during the crisis, bank … turbulence. In addition, the analysis finds that good bank supervision can alleviate the unintended consequences of deposit …