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Wealth Accumulation and the Propensity to Plan

Ameriks, John; Caplin, Andrew; Leahy, John V. - 2021

Why do similar households end up with very different levels of wealth? We show that differences in the attitudes and skills with which they approach financial planning are a significant factor. We use new and unique survey data to assess these differences and to measure each household's...

Persistent link: https://www.econbiz.de/10013227735

Demographic Patterns and Household Saving in China

Curtis, Chadwick - 2011

This paper studies the effect that changing demographic patterns have had on the household saving rate in China. We undertake a quantitative investigation using an overlapping generations (OLG) model where agents live for 85 years. Consumers begin to exercise decision making when they are 18....

Persistent link: https://www.econbiz.de/10013129127

Identifying the Benefits from Home Ownership : A Swedish Experiment

Sodini, Paolo - 2016

This paper studies the economic benefits of home ownership. Exploiting a quasi-experiment surrounding privatization decisions of municipally-owned apartment buildings, we obtain random variation in home ownership for otherwise similar buildings with similar tenants. We link the tenants to their...

Persistent link: https://www.econbiz.de/10012978099

What are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka

Callen, Michael - 2014

The world's poor are seeing a rapid expansion in access to formal savings accounts. What is the source of savings when … each week. We find that the headwaters of formal savings lie in sacrificed leisure time: households work more, and improved … savings options generate an increase in labor effort in both self-employment and in the wage market. The results suggest that …

Persistent link: https://www.econbiz.de/10013040526

Household Finance

Campbell, John Y. - 2010

The welfare benefits of financial markets depend in large part on how effectively households use these markets. The study of household finance is challenging because household behavior is difficult to measure accurately, and because households face constraints that are not captured by textbook...

Persistent link: https://www.econbiz.de/10012761660

Gender Differences in Preferences, Intra-Household Externalities, and Low Demand for Improved Cookstoves

Miller, Grant - 2013

This paper examines whether an intra-household externality prevents adoption of a technology with substantial implications for population health and the environment: improved cookstoves. Motivated by a model of intra-household decision-making, the experiment markets stoves to husbands or wives...

Persistent link: https://www.econbiz.de/10013083388

Property Rights and Intra-Household Bargaining

Wang, Shing-Yi B. - 2013

This paper examines whether an individual-level transfer of property rights increases the individual's bargaining power within the household. The question is analyzed in the context of a housing reform that occurred in China that gave existing tenants the opportunity to purchase the homes that...

Persistent link: https://www.econbiz.de/10013076182

Globalization, Gender, and the Family

Keller, Wolfgang - 2018

This paper shows that in the presence of labor market shocks, child-bearing and child-rearing have far-reaching implications for gender inequality, household specialization and family structure. Using population register data on all births, marriages, and divorces together with employer-employee...

Persistent link: https://www.econbiz.de/10012908156

The Demographic Transition and the Sexual Division of Labor

Falcao, Bruno - 2010

This paper presents a theory where increases in female labor force participation and reductions in the gender wage-gap are generated as part of a single process of demographic transition, characterized by reductions in mortality and fertility. The paper suggests a link between changes in...

Persistent link: https://www.econbiz.de/10012760447

Home Production, Market Production and the Gender Wage Gap : Incentives and Expectations

Albanesi, Stefania - 2009

The purpose of this paper is to study the joint determination of gender differentials in labor market outcomes and in the household division of labor. Specifically, we explore the hypothesis that incentive problems in the labor market amplify differences in earnings due to gender differentials...

Persistent link: https://www.econbiz.de/10012767337