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Strengthening formal credit access and performance through financial literacy and credit terms in micro, small and medium businesses
Widyastuti, Maria; Ferdinand, Deograsias Yoseph Yustinianus - In: Journal of risk and financial management : JRFM 16 (2023) 1, pp. 1-14
performance of MSMEs. This research includes the type of associative research that is accompanied by hypothesis testing. This … significantly affect access to formal credit and MSME performance; formal credit access directly and significantly affects MSME … performance. Likewise, financial literacy and credit terms indirectly affect the performance of MSMEs. These results mean that …
Persistent link: https://www.econbiz.de/10014289557
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How did Swiss small and medium enterprises weather the COVID-19 pandemic? : evidence from survey data
Nicolas, Christina; Brender, Nathalie; Maradan, David - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-16
The COVID-19 pandemic had unprecedented consequences on businesses and, in particular, small and medium enterprises (SMEs). The aim of this paper is to empirically study the impact of the COVID-19 sanitary crisis on Swiss SMEs two years after the onset of the pandemic. Using a sample of 149 SMEs...
Persistent link: https://www.econbiz.de/10014305897