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The impact of fintech and digital financial services on financial inclusion in India
Asif, Mohammad; Khan, Mohd Naved; Tiwari, Sadhana; … - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-12
India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech businesses in India are progressively becoming more...
Persistent link: https://www.econbiz.de/10014305648
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Models for risk aggregation and sensitivity analysis : an application to bank economic capital
Inanoglu, Hulusi; Jacobs, Michael - In: Journal of risk and financial management : JRFM 2 (2009) 1, pp. 118-189
risk, having Basel Pillar II of Basel implications. Second, we utilize data from major banking institutions’ loss …
Persistent link: https://www.econbiz.de/10011556126
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Legal aspects of "White-label" banking in the European, Polish and German law
Grabowski, Michał - In: Journal of risk and financial management : JRFM 14 (2021) 6, pp. 1-11
article reviews the "White-label" frameworks currently operating in the banking sector and the corresponding regulations of …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second …
Persistent link: https://www.econbiz.de/10012605944
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Fantastic beasts : blockchain based banking
Daluwathumullagamage, Dulani Jayasuriya; Sims, Alexandra - In: Journal of risk and financial management : JRFM 14 (2021) 4, pp. 1-43
for the sample period of 2013–2020 with regard to blockchain adoption in banking. This review is further supplemented by a … misconceptions of blockchains in banking, especially given COVID-19. Furthermore, this study identifies behavioural, social, economic …, regulatory and managerial implications of blockchain based banking. In addition, our study identifies the cross …
Persistent link: https://www.econbiz.de/10012520913
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The impact of corporate governance on the financial performance of the banking sector in the MENA (Middle Eastern and North African) region : an immunity test of banks for COVID-19
El-Chaarani, Hani; Abraham, Rebecca; Skaf, Yahya - In: Journal of risk and financial management : JRFM 15 (2022) 2, pp. 1-21
and non-financial information on the banking sector, followed by fixed effects regressions and two-stage least squares …
Persistent link: https://www.econbiz.de/10012872639
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Modelling systemically important banks vis-à-vis the basel prudential guidelines
Salim, M. Zulkifli; Daly, Kevin James - In: Journal of risk and financial management : JRFM 14 (2021) 7, pp. 1-20
Our paper investigates Indonesia's systemically important banks (SIBs) using theoretical approaches-CoVaR, marginal expected shortfall (MES), and SRISK-to compare with the Basel guidelines as benchmark. We use Indonesian banks' market and supervisory data over the 2008-2019 period. The research...
Persistent link: https://www.econbiz.de/10012622472
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Financial inclusion through Digital Financial Services (DFS) : a study in Uganda
Ebong, Jimmy; George, Babu - In: Journal of risk and financial management : JRFM 14 (2021) 9, pp. 1-18
This study unravels trends and momentum in banking and mobile money channels and uptake of select services and …) approach was applied to analyze the growth momentum in banking and mobile money channels in Uganda. Implications for growth … momentum in banking and mobile money channels for DFS and financial inclusion was drawn from observing and making informed …
Persistent link: https://www.econbiz.de/10012627651
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The implications of derisking : the case of Malta, a small EU state
Grima, Simon; Baldacchino, Peter J.; Abela, Jeremy Mercieca - In: Journal of risk and financial management : JRFM 13 (2020) 9/216, pp. 1-31
In this study, we explore the emerging derisking phenomenon by identifying and analysing the main factors that are affected by, and the implications of, the derisking process by focusing on the key drivers and implications of derisking specific to Malta. To do this, we carried out 32 interviews...
Persistent link: https://www.econbiz.de/10012384363
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The interplay between board characteristics, financial performance, and risk management disclosure in the financial services sector : new empirical evidence from Europe
Noja, Gratiela Georgiana; Thalassinos, Eleftherios; … - In: Journal of risk and financial management : JRFM 14 (2021) 2/79, pp. 1-20
This paper empirically evidences the role played by board characteristics (skills, diversity, structure, independence) in supporting risk management disclosure and shaping the financial performance of European companies operating in the financial services sector. We exploit data selected from...
Persistent link: https://www.econbiz.de/10012484146
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Exploring access to financial services by visually impaired people
Goundar, Sam; Sathye, Milind - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-7
Though consumers with vulnerabilities, such as visually impaired or blind and partially sighted people (BPSP), face several marketplace problems and challenges, existing literature provides limited guidance. The present study aims to examine the issues faced by BPSP in accessing financial...
Persistent link: https://www.econbiz.de/10014305956