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The effect of financial inclusion and competitiveness on financial stability : why financial regulation matters in developing countries?
Jungo, João; Madaleno, Mara; Botelho, Anabela - In: Journal of risk and financial management : JRFM 15 (2022) 3, pp. 1-20
-Saharan African (SSA) and Latin American and Caribbean (LAC) countries. Our results suggest that inclusion enhances bank stability in … for LAC countries financial inclusion increases credit risk and reduces bank profitability. Regarding the practical …
Persistent link: https://www.econbiz.de/10013163834
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Has "too big to fail" been solved? : a longitudinal analysis of major U.S. banks
Thosar, Satish; Schwandt, Bradley - In: Journal of risk and financial management : JRFM 12 (2019) 1/24, pp. 1-14
In the wake of the global financial crisis that erupted in 2008, there has been extensive commentary and regulatory focus on the 'Too Big to Fail' issue. In this paper, we survey the proposed solutions and regulatory initiatives that have been undertaken. We conduct a longitudinal analysis of...
Persistent link: https://www.econbiz.de/10012022346
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The Impact of banking sector development on economic growth : the case of Vietnam’s transitional economy
Phuc Tran Nguyen - In: Journal of risk and financial management : JRFM 15 (2022) 8, pp. 1-18
to shed light on the impact on the growth of banking development, which is measured by broad money and bank credit. The … banking system in a typical bank-based financial system in mobilizing and supplying capital to the economy, thus contributing … development are estimated to be around 107% and 101% of the GDP, respectively. This finding suggests that bank credit expansion …
Persistent link: https://www.econbiz.de/10013380526
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Time to simplify banking supervision : an evidence-based study on PCA framework in India
Bhusan, Soumik; Hazarika, Angshuman; Gopal, Naresh - In: Journal of risk and financial management : JRFM 15 (2022) 6, pp. 1-20
Bank of India (RBI). Weak banks cause instability in the financial system, triggering depositor runs. While several studies … bank. The PCA framework introduced in December 2002 marked a paradigm shift in the RBI's supervision mechanism. At its … situation, the bank has to operate under constraints imposed on expansion, managerial compensation, raising deposits, and …
Persistent link: https://www.econbiz.de/10013273706
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Finance and jobs : how financial markets and prudential regulation shape unemployment dynamics
Ernst, Ekkehard - In: Journal of risk and financial management : JRFM 12 (2019) 1/20, pp. 1-30
This article explores the impact of financial market regulation on jobs. It argues that understanding the impact of finance on labor markets is key to an understanding of the trade-off between economic stability and financial sector growth. The article combines information on labor market flows...
Persistent link: https://www.econbiz.de/10011961451
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Bottlenecks to financial development, financial inclusion, and microfinance : a case study of Mauritania
Bouasria, Mohamedou; Ashta, Arvind; Ratsimalahelo, Zaka - In: Journal of risk and financial management : JRFM 13 (2020) 10/239, pp. 1-28
The objective of the study was to enhance our knowledge on institutional bottlenecks for financial development, financial inclusion, and microfinance, using Mauritania as a case study. We used a mixed-methods’ methodology that combines analysis of secondary data and an expert interview. First,...
Persistent link: https://www.econbiz.de/10012387963
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The impact of fintech and digital financial services on financial inclusion in India
Asif, Mohammad; Khan, Mohd Naved; Tiwari, Sadhana; … - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-12
India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a … rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech … businesses in India are progressively becoming more noticeable as the Government of India (GoI) continues to strive for expanding …
Persistent link: https://www.econbiz.de/10014305648
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On the rising complexity of bank regulatory capital requirements : from global guidelines to their United States (US) implementation
Barth, James R.; Miller, Stephen Matteo - In: Journal of risk and financial management : JRFM 11 (2018) 4, pp. 1-33
in the banking sectors of various countries. After the 2007-2009 crisis, bank capital requirements have, in some cases … guidelines has contributed to regulatory complexity, even when omitting other bank capital regulations that are specific to the … US, and (3) how the US regulatory measures still do not provide equally valuable information about whether a bank is …
Persistent link: https://www.econbiz.de/10011960612
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Determinants of bank M&As in Central and Eastern Europe
Andrieş, Alin Marius; Cazan, Sabina; Sprincean, Nicu - In: Journal of risk and financial management : JRFM 14 (2021) 12, pp. 1-19
This paper analyzes the determinants of bank mergers and acquisitions (M&As) from a bank-level perspective. The main … decision of merging, including the size of the bank, profitability, lending activities, liquidity, bank concentration, banking …
Persistent link: https://www.econbiz.de/10012801621
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Banks' foreign claims in the aftermath of the 2008 crisis : institutional response, financial efficiency, and integration of cross-border banking in the Euro area
Warin, Thierry; Stojkov, Aleksandar - In: Journal of risk and financial management : JRFM 14 (2021) 2/61, pp. 1-17
provides an impetus for deepening bank integration and greater financial market efficiency. This article proposes an empirical …
Persistent link: https://www.econbiz.de/10012483954