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Financial literacy levels among Saudi citizens across budgeting, saving, investment, debt, and insurance dimensions
Al Rahahleh, Naseem M. - In: Journal of risk and financial management : JRFM 15 (2022) 12, pp. 1-18
aspects of financial literacy-i.e., budgeting, debt, saving, investment, and insurance-were elicited from a large sample of …, but only a moderate level in relation to investment and insurance. The study findings indicate that current efforts on the … should continue and that more attention should be paid to educating Saudi citizens in relation to investment and insurance. …
Persistent link: https://www.econbiz.de/10014284373
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Developing a model of insurance securitisation in Iranian environmental conditions
Peivandi, Mahshid; Zeynali, Mehdi; Salehi, Mahdi; … - In: Journal of risk and financial management : JRFM 15 (2022) 11, pp. 1-18
As a growing industry in Iran, the insurance industry has dramatically grasped researchers’ and managers’ attention … area. Through securitisation, insurance companies may mitigate the cost of their capital, increase the return on equity … insurance industry. Therefore, the present study was conducted in 2020 to review and develop a model of insurance securitisation …
Persistent link: https://www.econbiz.de/10013474469
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Fintech and financial health in Vietnam during the COVID-19 pandemic : in-depth descriptive analysis
Nathan, Robert Jeyakumar; Setiawan, Budi; Mac Nhu Quynh - In: Journal of risk and financial management : JRFM 15 (2022) 3, pp. 1-19
The growing popularity of smartphones and the proliferation of technology have accelerated the development of the digital payment industry. Fintech enables customers to access financial services more efficiently and faster than traditional business, especially during the COVID-19 pandemic due to...
Persistent link: https://www.econbiz.de/10013163863
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Overconfidence, financial advice seeking and household portfolio under-diversification
Broekema, Stijn P. M.; Kramer, Marc M. - In: Journal of risk and financial management : JRFM 14 (2021) 11, pp. 1-15
This paper examines the relationship between overconfidence and losses from under-diversification among Dutch investors. We find that a lack of proper portfolio diversification is positively associated with overconfidence. Part of this relationship is mediated through the lower propensity of...
Persistent link: https://www.econbiz.de/10012796162
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The behavioural aspects of financial literacy
Gerth, Florian; Lopez, Katia; Reddy, Krishna; Ramiah, Vikash - In: Journal of risk and financial management : JRFM 14 (2021) 9, pp. 1-16
In this paper, we investigate the contribution of behavioural characteristics to the financial literacy of UAE residents after controlling for demographic factors. Specifically, we test the relationship between financial literacy and behavioural biases such as representativeness, self-serving,...
Persistent link: https://www.econbiz.de/10012627655
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Empowering financial education by banks : social media as a modern channel
Kuchciak, Iwa; Wiktorowicz, Justyna - In: Journal of risk and financial management : JRFM 14 (2021) 3/118, pp. 1-23
Financial literacy is extremely important, both from the perspective of the financial well-being of individuals and the stability of the financial market and the whole economy. The more financially literate a bank’s customers are, the more frequently and consciously they use financial products...
Persistent link: https://www.econbiz.de/10012485316
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Machine learning and financial literacy : an exploration of factors influencing financial knowledge in Italy
Levantesi, Susanna; Zacchia, Giulia - In: Journal of risk and financial management : JRFM 14 (2021) 3/120, pp. 1-21
In recent years, machine learning techniques have assumed an increasingly central role in many areas of research, from computer science to medicine, including finance. In the current study, we applied it to financial literacy to test its accuracy, compared to a standard parametric model, in the...
Persistent link: https://www.econbiz.de/10012485333
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Determinants and impacts of financial literacy in Cambodia and Viet Nam
Morgan, Peter J.; Trinh, Long Q. - In: Journal of risk and financial management : JRFM 12 (2019) 1/19, pp. 1-24
Our paper extends the literature on the determinants and impacts of financial literacy by conducting the OECD/INFE survey in two relatively low-income Asian economies—Cambodia and Viet Nam—and analyzing the determinants of financial literacy and the effects of financial literacy on savings...
Persistent link: https://www.econbiz.de/10011961452
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How to measure financial literacy?
Rieger, Marc Oliver - In: Journal of risk and financial management : JRFM 13 (2020) 12/324, pp. 1-14
Financial (il-)literacy and its effects have been studied extensively in recent years. The measurement of this concept is, however, tricky and numerous measurement instruments exist. In this paper, we study the connection between these measures empirically. We find that these measures are often...
Persistent link: https://www.econbiz.de/10012403932
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Enterprise risk management practices and firm performance, the mediating role of competitive advantage and the moderating role of financial literacy
Yang, Songling; Ishtiaq, Muhammad; Anwar, Muhammad - In: Journal of risk and financial management : JRFM 11 (2018) 3, pp. 1-17
In the current turbulent market, firms spend lots of tangible and intangible resources to gain competitive advantage and superior performance. Prior studies have discussed several determinants of competitive advantage and performance, particularly in developed economies, whereas small- and...
Persistent link: https://www.econbiz.de/10011895747