Alessie, Rob; Hochguertel, Stefan; Weber, Guglielmo - In: Journal of the European Economic Association 3 (2005) 1, pp. 144-178
In this paper we analyse unique data on credit applications received by the leading provider of consumer credit in Italy (Findomestic). The data set covers a five-year period (1995-1999) during which the consumer credit market rapidly expanded in Italy and a new law (the usury law) came into...