This study analyzes the sustainability implications of demographic and investment risks in the Finnish private sector pension system (TyEL). The results show that current contribution rate is likely to be too low to finance the future higher expenditure. The main sustainability problem is not,...

We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings...

Several regional technology and innovation strategy documents have been written covering every region within Finland in recent years. However, the approaches, methods and semantics used in those documents vary considerably. This variation has made it difficult to compare them with each other....