Policies addressing the influx of rural migrants into Chinese urban areas have evolved over time from active opposition, through suspicious ambivalence, to wary tolerance, and now seem to have entered a new phase in which productive engagement is being attempted. Unfortunately, little...

Individuals and business owners engage in an increasingly complex array of financial decisions that are critical for their success and well-being. Yet a growing literature documents that in both developed and developing countries, a large fraction of the population is unprepared to make these...