This article presents a practical methodology to monitor poverty changes among microfinance clients using available … microfinance practitioners to verify whether their clients are moving out of poverty and validate management strategies aiming to …

This paper has the following aims: - To display the nature of the contractual civil responsibility to wich is … allow the auditor to be free of responsibility if he has work in accordance with professional standards. This paper deals …

We examine the impact of the values respect for others and responsibility on productivity and the accumulation of … is substantial. Respect for others works primarily through productivity whereas responsibility is important to investment … in physical and human capital. We also show that respect and responsibility are embedded in institutions and may overcome …