Our study analyses the extent of integration of the EU market for life and non-life insurance. The main integration … even less advanced for life than for non-life insurance and that mergers and acquisitions are the dominant strategy to … access a foreign market. Besides summarising the liberalisation history of the European insurance sector and discussing …

? What reforms can be instrumented in Spain to expand the market? …

International statistics regarding the main index registered on the insurance market and in the structure reveals the … activity level of insurance on the profile markets and their absorption capacity. Taking into account these results and … international comparisons, in Romania, in 2006, which represents the preparatory year for the impact with European insurance market …

insurance market of some countries. Special attention is given to the dynamics in the development of the insurance market of … Ukraine, problems and perspectives of Ukrainian insurance market. …

The dynamics of insurance companies amount in Ukraine, Russia and СЕА for period from 2001 to 2008 years, the tendency … of internal insurance market changes, analysis of the largest foreign groups represented in equity of the Ukrainian … insurance companies are stressed in the article …

The aim of this paper is to analyze the impact of the existence of mutual firms on the behavior of an insurance company … and more precisely to study in which situations a private insurance firm may emerge in presence of an incumbent mutual …

purchase price can be presented as the increase in the willingness to pay for insurance or the willingness to pay for consumer … credit. The optimal consumer decision represents the trade-off between the propensity to search for beneficial insurance or … consumer credit, and marginal savings on insurance policy or consumer credit. Under price dispersion the indirect utility …

This paper provides empirical evidence of advantageous selection in insurance markets. By using a novel insurance … inability to distinguish moral hazard from selection. In the US market for area yield crop insurance, payouts are based on … average county yields. Moreover, area yield insurance is only offered in counties where no farmer is large enough to affect …

agricultural insurance program on household level production, borrowing, and saving. The empirical strategy includes both … difference-in-difference and triple difference estimations. I find that, first, introducing insurance increases the production … area of insured crops by around 20% and decreases production diversification; second, provision of insurance raises the …

In today’s insurance market there is a void that is any one person can have several insurance policies, this entails … different providers, different payment schemes etc. There is an opportunity for an insurance company to unite all policies and … create a universal insurance (UI) policy, an all in one so to speak. There is an argument that such an policy would be very …