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South Korea has a unique kind of rental contract, called chonsei. The tenant pays an upfront deposit, typically from 40% to 70% of the property value, to the landlord, and the landlord repays the deposit to the tenant upon contract termination. The tenant is not required to make any periodic...
Persistent link: https://www.econbiz.de/10011112234
This article proposes to analyze Grameen Bank operational system and its own evolution, illustrating the values that support this economics theory and the innovations that microcredit brings to the understanding of economics and banking phenomena.
Persistent link: https://www.econbiz.de/10005617161
This paper explores the influences of the approved results of loans cases, the loan applicants’ socioeconomic attributes in the decision of perusal loan. The results can improve the credit quality and avoid the misjudgment of screening personal loan customers and also establish a better...
Persistent link: https://www.econbiz.de/10010585710
This study analyse the trends in deposits and credit deployments of Regional Rural Banks (RRBs) in the State of Karnataka during the post reform period (March 1992- March 2008). Basic data for this study were collected from the various issues of Basic Statistical Returns of Scheduled Commercial...
Persistent link: https://www.econbiz.de/10008560039
homeownership and individual social capital investment is largely confined to more built-up neighborhoods (with more inelastic …
Persistent link: https://www.econbiz.de/10005260161
(i) homeowners are more likely to invest in social capital than renters and (ii) the positive link between homeownership …
Persistent link: https://www.econbiz.de/10005616853
motivation has been an important reason in the explanation of homeownership. There is little empirical evidence demonstrating how … homeownership motivation, as defined by local amenities investment, social capital investment, residential stability, and financial …) was used to examine the link between homeownership motivation and housing satisfaction. Results showed that social capital …
Persistent link: https://www.econbiz.de/10011111123
are controlled for. However, the black-white homeownership gap disappears if differences in own and parental wealth and in …
Persistent link: https://www.econbiz.de/10005623503
Using the heteroskedastic-TOBIT model to deal with both censored data and a heteroskedasticity problem, this study address determinants of interstate differentials in bank closing rates over the 1982-91 period. It is found that the bank closing rate in a state is an increasing function of the...
Persistent link: https://www.econbiz.de/10011109606
The economic and social importance of housing markets justifies, more than ever, rigorous analyses that show clearly the actual situation and the future trend of that sector. This paper aims to provide a preliminary estimate of the economic impact of the construction sector on the Spanish...
Persistent link: https://www.econbiz.de/10011114312