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In today’s insurance market there is a void that is any one person can have several insurance policies, this entails … different providers, different payment schemes etc. There is an opportunity for an insurance company to unite all policies and … create a universal insurance (UI) policy, an all in one so to speak. There is an argument that such an policy would be very …
Persistent link: https://www.econbiz.de/10011260919
represent a very modest milestone in efforts aimed at addressing challenges in prudential regulation and supervision. Even … Crisis, the paper will highlight how runs on banks are triggered by liquidity crises and that liquidity risks cannot be … regulation – hence elaborate on how market based regulation could serve to address problems which trigger liquidity risks …
Persistent link: https://www.econbiz.de/10008777385
This paper traces developments from the inception of the 1988 Basel Capital Accord to its present form (Basel II). In highlighting the flaws of the 1988 Accord, an evaluation is made of the Basel Committee’s efforts to address such weaknesses through Basel II. Whilst considerable progress has...
Persistent link: https://www.econbiz.de/10011260315
This paper addresses factors which have prompted the need for further revision of banking regulation, with particular … reference to buffer levels, and whether banks’ actual capital ratios can be expected to correspond with Basel capital …
Persistent link: https://www.econbiz.de/10005015582
This paper traces developments from the inception of the 1988 Basel Capital Accord to its present form (Basel II). In highlighting the flaws of the 1988 Accord, an evaluation is made of the Basel Committee’s efforts to address such weaknesses through Basel II. Whilst considerable progress has...
Persistent link: https://www.econbiz.de/10005025747
transactions is part and parcel of this process of scrutiny and is one of the primary obligations of banks, and lenders in general …
Persistent link: https://www.econbiz.de/10009652917
more decisive public intervention in support of transparency between banks and their customers. The effectiveness of the …
Persistent link: https://www.econbiz.de/10009652925
regulation. It will approach these issues through an assessment of explanations put forward to justify the growing importance of … contributed to a change in the way financial regulation is carried out, an illustration of how the financial industry and the … approach to financial regulation have been transformed by the rapid growth of the hedge funds industry, will also constitute …
Persistent link: https://www.econbiz.de/10009220089
about the high interest rates, economists complain about the default rates and banks complain about the amnesties. After all … of these complaints coinciding with the accelerating suicide incidences due to credit card debts, regulation has been … bringing out temporary solutions. In 2005, a more comprehensive credit card law came into effect. With this regulation, Central …
Persistent link: https://www.econbiz.de/10005836558
This paper traces developments from the inception of the 1988 Basel Capital Accord to its present form (Basel II). In highlighting the flaws of the 1988 Accord, an evaluation is made of the Basel Committee’s efforts to address such weaknesses through Basel II. Whilst considerable progress has...
Persistent link: https://www.econbiz.de/10005837336