. Our model captures three conflicting effects: (1) economies of scale in the production of news lead to monopolies on …

agricultural insurance program on household level production, borrowing, and saving. The empirical strategy includes both … credit demand by 25%; third, it decreases household saving by more than 30%; fourth, the effect of insurance on borrowing …

period. Furthermore, they sometimes chose the loan contrasting duration and monthly borrowing costs. APR usage may therefore … financial sustainability could explain this phenomenon. To improve disclosure, further (or different) borrowing cost measures …

take better borrowing decisions. Results are quite heterogeneous and often point out the relevance of other factors, such … is to fill in this literature gap and explore a large set of possible drivers of borrowing decisions in the consumer …

Borrowing to cover hospital costs is a major concern in developing countries, like India, as it may push households … into despairs of poverty and indebtedness. The present study examines factors that lead to borrowing for hospitalization in … availability of public hospitals lowers probability of borrowing in rural areas. Thus, increasing coverage of public hospitals in …

studies classified borrowing (the explained variable) based on the time perspective, namely, long-term and short-term. While … categorization based on whether borrowing is collateralized (secured) or not, has remained off focus. Consequently, the role of …

This paper addresses the issue of moral hazard associated with the use of short-term foreign borrowing by the financial …

The mathematical model of a borrowing money contour to cover bank's liquidity needs taking into account positive … feedback loop between interest expense and the borrowing money amount is developed. The examples of valuation of the borrowing …