Showing 1 - 10 of 131
Romanian retail bank. In the final part, the authors show how the analysis results affect the bank’s credit policy. …
Persistent link: https://www.econbiz.de/10005260255
. Three examples are: selling Treasury assets to fund private assets, paying subsidies to banks for holding reserves and … therefore the greatest interest rate risk limits the Fed’s ability to reduce its assets or the excess reserve position of banks …
Persistent link: https://www.econbiz.de/10009367961
The new generation of credit programs directed at small borrowers emphasizes financial sustainability. Based on anecdotal information (especially from microfinance experiences), proponents of cost recovery claim that raising formal lending rates would have a minimal impact on borrowing. Rigorous...
Persistent link: https://www.econbiz.de/10005789639
Over the course of the recession during the last six years, central bank officials in Croatia have on numerous occasions stated there is a strong need for structural reforms in Croatia and that there is no need for monetary policy reforms. This short paper investigates why the CNB is only...
Persistent link: https://www.econbiz.de/10011268351
The purpose is to compare the perfect Stochastic Return (SR) model like Islamic banks to the Fixed Return (FR) model as … in conventional banks by measuring up their impacts at the macroeconomic level. We prove that if the optimal choice of … α<α* such that the banks strictly prefers the SR model. Also, there exists α, gamma and λ verifying the conditions of α …
Persistent link: https://www.econbiz.de/10011258678
We document the development of the major international banks since the late nineties, analysing balance sheet data for … crisis, showed all its shortcomings when the crisis erupted. European banks highlighted greater fragilities in their business …. Moreover, the contemporaneous effort by banks to move in this direction is likely to strengthen this shift. …
Persistent link: https://www.econbiz.de/10011258874
fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are …” is debatable. Also whether that split is within banks or involves splitting the banking industry into two different types … taxpayer subsidy of such banks. As to the safe half, deposits are not loaned on or invested, thus the relevant money is not put …
Persistent link: https://www.econbiz.de/10011259104
applying the Stochastic Frontier Approach (SFA) to a panel of 700 banks, the analysis is based on the joint estimation of a … indicates that the cost efficiency of cooperative banks (BCC) is always higher than that observed for other banks (SPA and … role of the determinants of banks efficiency ("what makes a bank efficient"), it also shows the presence of simultaneity …
Persistent link: https://www.econbiz.de/10011259215
of insider trading law and government ownership of banks. …
Persistent link: https://www.econbiz.de/10011259225
dynamics of remuneration policies in both the world and EU for reducing the impacts of global crises on banks and strengthening …
Persistent link: https://www.econbiz.de/10011259942