The purpose is to compare the perfect Stochastic Return (SR) model like Islamic banks to the Fixed Return (FR) model as … in conventional banks by measuring up their impacts at the macroeconomic level. We prove that if the optimal choice of … α<α* such that the banks strictly prefers the SR model. Also, there exists α, gamma and λ verifying the conditions of α …

We document the development of the major international banks since the late nineties, analysing balance sheet data for … crisis, showed all its shortcomings when the crisis erupted. European banks highlighted greater fragilities in their business …. Moreover, the contemporaneous effort by banks to move in this direction is likely to strengthen this shift. …

fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are …” is debatable. Also whether that split is within banks or involves splitting the banking industry into two different types … taxpayer subsidy of such banks. As to the safe half, deposits are not loaned on or invested, thus the relevant money is not put …

applying the Stochastic Frontier Approach (SFA) to a panel of 700 banks, the analysis is based on the joint estimation of a … indicates that the cost efficiency of cooperative banks (BCC) is always higher than that observed for other banks (SPA and … role of the determinants of banks efficiency ("what makes a bank efficient"), it also shows the presence of simultaneity …

of insider trading law and government ownership of banks. …

dynamics of remuneration policies in both the world and EU for reducing the impacts of global crises on banks and strengthening …

microfinance models of lending offer considerably lower costs of borrowing than those in regular models of direct lending by banks …