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The financial system has always been subject to complex public scrutiny for a number of reasons, aimed at ensuring, for example, the efficient mobilization of savings, the effective management of banking crises and their possible domino effects, while enhancing competition and safeguarding...
Persistent link: https://www.econbiz.de/10009652917
Factors such as the spread of complex financial instruments, the broadening of available alternatives, have fostered more decisive public intervention in support of transparency between banks and their customers. The effectiveness of the public intervention measures depends on the actual...
Persistent link: https://www.econbiz.de/10009652925
: (i) households with mortgages will gradually become alike the demographically comparable group in terms of employment …
Persistent link: https://www.econbiz.de/10005052184
Using a sample of 291 banks from 35 OIC (Organization of Islamic Cooperation) member Muslim countries with 2078 bank year observations from 2003 to 2010, we analyze if bank earning management in terms of Loan Loss Provisioning (LLP hereafter) is affected by the banking nature whether Islamic or...
Persistent link: https://www.econbiz.de/10011145358
tenable. Second, the paper proposes an alternative home finance model where the mortgage contract has several merits over the … Islamic finance. Finally, the model aligns better than others with the maqasid or the objectives of the Islamic law. …
Persistent link: https://www.econbiz.de/10011109604
In this paper, we present an alternate proposal for house finance. In our proposal, the Islamic bank buys the house … different scenarios. Furthermore, it is substantially and meaningfully different from conventional finance in form and substance. …
Persistent link: https://www.econbiz.de/10011110844
In this paper, we build the rationale of the financial intermediate's decision of making loans to potential home buyers over an infinite time horizon. In the first period "good" borrowers with stable future income flows receive loans and buy homes. In later periods, the intermediate securitizes...
Persistent link: https://www.econbiz.de/10009353531
underlying assets for residential mortgage-backed securities. Individuals with strong credit qualify for traditional mortgages … the market for residential mortgages with the capital markets. Investment banks take pools of home loans, carve up the … cash flows from those receivables, and convert the cash flows into bonds that are secured by the mortgages. The bonds are …
Persistent link: https://www.econbiz.de/10008866120
Public financial management by the government is very important in view of the level of welfare in Indonesia is still low, as there are still much poverty with the level of fulfillment of the needs of low, corruption that occurs in every area of government, income distribution is uneven, low...
Persistent link: https://www.econbiz.de/10012968836
The international transportation Industry involves various sectors, shipping being one with particular characteristics which differentiates it from others. Within this scope, commercial banks are one of the main entities that may offer the required funding in a market that is characterized by...
Persistent link: https://www.econbiz.de/10011210480