involved in lending decisions; namely, consumers, CEOs, and banks. The main characteristic of anxious periods is that the … bank-level data. We find that banks’ lending falls when consumers and banks are anxious, and this effect is more pronounced …. Subsequently, we study the lending behavior of US banks during the three distinct pools of anxious quarters from 1985-2010, using …

We document the development of the major international banks since the late nineties, analysing balance sheet data for … crisis, showed all its shortcomings when the crisis erupted. European banks highlighted greater fragilities in their business …. Moreover, the contemporaneous effort by banks to move in this direction is likely to strengthen this shift. …

applying the Stochastic Frontier Approach (SFA) to a panel of 700 banks, the analysis is based on the joint estimation of a … indicates that the cost efficiency of cooperative banks (BCC) is always higher than that observed for other banks (SPA and … role of the determinants of banks efficiency ("what makes a bank efficient"), it also shows the presence of simultaneity …

of insider trading law and government ownership of banks. …

microfinance models of lending offer considerably lower costs of borrowing than those in regular models of direct lending by banks …

Financial intermediaries perform indirect financing, and in this context, commercial banks are very important … monetary policy is closely linked to the functioning of the banking system. Kosovo’s Commercial Banks performance is … banks are greatly and directly affected by the net interest margin, provisions for loan losses, revenues and expenses by the …