Doviak, Eric; MacDonald, Sean - Volkswirtschaftliche Fakultät, … - 2011
Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be … default. After controlling for other factors, we find that the interest rates charged to black and Latino borrowers tended to … tend to default at a higher rate, but other factors, such as the tendency of black and Latino borrowers to take out larger …