We assess whether during the recent financial crisis banking systems in countries with more stringent prudential … banking regulation have proved more stable. We find indicators of regulatory strength to be relatively well correlated with … value destruction in the banking sector or by the fiscal cost of financial sector rescue. …

This study examines how the introduction of deposit insurance affects a banking system, using the deposit …-insurance scheme introduced into the Russian banking system as a natural experiment. The fundamental research question is whether the … introduction of deposit insurance leads to a more effective banking system as evidenced by increased deposit-taking and decreased …

Improvement Act of 1991. Finally, increased financial services industry competition has reduced the ROA. …

The integration process in the European banking sector considerably differs with regard to product types. Deep …

banks, other authors, among whom Ross Levine and his co-authors from the World Bank, question heavily the present banking … future of banking regulatory design: should the regulatory intervention be the most important corporate control mechanism in … banking or should regulators focus on introducing incentives for appropriate market behaviour? …

The paper examines the process of banking sector reforms in India. It notes the beneficial impact to the financial … system consequent upon the reforms and highlights the current weaknesses in the banking system. Against this background, the …

The basics of full reserve (FR) banking are set out below, followed by thirty eight flawed arguments against, and four …