that banking consolidation has reduced the availability of credit to small businesses. We find that banks in markets where … mergers have occurred are more likely than other banks to deny credit to small business loan applicants. However, this … one set of banks, those in the process of acquiring other banks, are less likely to deny credit to small businesses. These …

The paper analyses the new measure implemented by Croatian national bank (CNB). The measure is a decrease in the … significant because for the first time in Croatia there is a measure whose purpose is to affect specifically credit policy of the … Croatia is not willing to increase lending. The reason for lack of credit growth lies in two separate problems. The first …

Federal Reserve System in the 1920s and the European Central Bank in the 2000s), by unsuccessful attempts to control market …

providing answers as to what causes the sluggish bank credit during the times of recession. By employing cointegration technique …, the study shows that bank credit has a significant positive relationship with the borrowing activity of the banks and on …

, which could be explained by so-called “crisis of confidence” (bank crisis in Russia in that period). Since 2006 Moscow banks …

profits. Credit risk, measured by provisions for bad debts, negatively impacts the bank profitability. The study also tests …The paper studies the impact of bank specific, industry specific and macroeconomic factors affecting profitability of … Indian Banks in a dynamic model framework. The persistence of bank profits and endogeneity of the factors have been accounted …

this group, the credit rating dummies are the most important variables to determine loan spread at issue. Nonetheless …, credit rating is not a sufficient statistic for the determination of spreads. We find that the nature of the assets has a …

over 100 banking crises, suggest that the size of a crisis matters for economic growth. Lower credit, deposit and money …