unique category. The most represented type of risk in credit is a credit risk. It is possible to divide factors of risk … between decision-making and investment influences the size of a credit risk. The length of credit structure influences the … risk. The cognition of debtor's debt servicing potential, methods of coverage credit risk and indicators of credit risk …

capable of distinguishing between projects with different credit risk when allocating credit. Or, given the two projects with … at the phase of decision making process on credit allocation, that is, before the lender disburses the loan. It is … exploiting the lender’s lack of information. When credit is allocated, there is another risk known as moral hazard. Moral hazard …

predominantly react by diversifying their loan portfolio or by stepping up their screening and monitoring. To this end we analyze …