This paper endeavours to assess the viability of the FONGS FINRURAL, a nascent network of 09 rural savings and credit …. Regarding the credit delivery, it appears that except ordinary loans, most of the loan products catered for are seasonal or …. To provide such credit products, MFIs rely on three main sources: the deposits, the borrowings and their equity. Most of …

This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority … commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …-Hispanic whites, and are twice as likely to deny credit to firms owned by Asian-Americans than to firms owned by Non-Hispanic whites …

assisted by increasing domestic demand for credit facilities under favorable economic condition of Malaysia. In other words …

banks issue more money. And that involves no risk of the bank runs, credit crunches and so on that are inherent to MT. Thus …

We propose a quantitative model of lending standards with two reasons for inefficient credit: lenders' moral hazard …, which generates incorrect but rational beliefs in the lenders. We calibrate the model to match recent credit boom …