Indonesia established a deposit insurance system to maintain stability in its banking sector after the abolishment of … blanket guarantees in 2005. Since the insurance premiums are fixed and flat, deposit insurance may create an incentive for … insurance, we compute the fair deposit insurance premiums for all banks listed on the Indonesian stock exchange. We find …

This paper aims at empirically investigating the role of moral hazard in the e¢ ctivity of deposit insurance in … achieving banking stability. If the negative e¤ect of deposit insurance on banking stability is through moral hazard, then … deposit insurance will be associated with banking insolvency and credit crunch more than with bank runs. To test this …

This study examines how the introduction of deposit insurance affects a banking system, using the deposit-insurance … introduction of deposit insurance leads to a more effective banking system as evidenced by increased deposit-taking and decreased … reliance upon State-owned banks as custodians of retail deposits. We find that banks entering the new deposit-insurance system …

insurance premium to risk based insurance premium policy. …The primary aim of this paper to evaluate the cost of deposit insurance premium and assess moral hazard effect in the … banking sector in Sudan. The analysis of moral hazard in this paper is based on two types of risks, credit default risk …

regulations on risk taking and the need for a consideration of ownership structures are amongst other issues which are considered … corporate governance theory. It also considers other alternatives whereby risk taking could be controlled. In recommending the …

A panel regression gives evidence that more flexibility in Asian exchange rates reduces risk associated with bank … borrowing abroad, but deviations from mean exchange rates, and from the renminbi, increase risk. Since the exchange rate regime …

regulations on risk taking and the need for a consideration of ownership structures are amongst other issues which are considered … corporate governance theory. It also considers other alternatives whereby risk taking could be controlled. In recommending the …

between systemic risk and information asymmetries – hence the justification for greater focus on information channels as well …