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While the MFI model of microfinance is unsustainable, the SHG-Bank Linkage approach can make a positive impact on … security and empowerment of the disadvantaged. Much more than microfinance is needed to overcome the problems that have … rural credit in India in form of microfinance. And there is need for improved governance to manage challenges for future so …
Persistent link: https://www.econbiz.de/10011114091
The rising delinquencies in the U.S. subprime mortgage market in 2006 and the succeeding collapse in housing prices had a considerably negative impact on the functioning of the European financial systems and the smooth operation of European economies. Indeed, in the Euro-area, what started as a...
Persistent link: https://www.econbiz.de/10011186604
This document describes the main issues of the New Basel Accord, highlights the roles and organization of the Basel Committee on Banking Supervision (BCBS) and the Bank for International Settlements (BIS), and offers some arguments against some of the criticism that has been voiced against the...
Persistent link: https://www.econbiz.de/10011258027
This study is based on the results of the non-monetary poverty estimation of the beneficiaries of microfinance in Mali … microfinance program could involve a reduction in the poverty gap between men and women beneficiaries. …
Persistent link: https://www.econbiz.de/10011258607
This paper provides a brief but comprehensive overview of microfinance academic literature with emphasis on recent … innovations, trends and efficiency. In particular, we focus on controversial issues of microfinance, such as commercialization … reviewed literature underline the great improvement in the microfinance field that, however, has not reached its full potential …
Persistent link: https://www.econbiz.de/10011258789
This paper attempts to assess whether participation in a microfinance program helps households generate personal … savings, as distinct from savings through compulsory contributions to the program. We consider a microfinance program … participating in the microfinance program and a “control group” of non-participating households of similar characteristics. Using …
Persistent link: https://www.econbiz.de/10011259347
This paper not only addresses how linkages, direct and facilitating linkages, can benefit microfinance institutions …, could increase the desired effects, efficiency and impact of microfinance in selected jurisdictions. In so doing, it …
Persistent link: https://www.econbiz.de/10011259552
We study the optimal regulation of a cooperative credit society which has private information on the intrinsic quality of its loan portfolio (adverse selection) and where the cooperative’s choice of effort to improve this quality cannot be observed by the regulator (moral hazard). We...
Persistent link: https://www.econbiz.de/10011259760
This study aims to assess the microfinance institutions’ (MFIs’) efficiency in the West African Economic and Monetary …
Persistent link: https://www.econbiz.de/10011260252
microfinance models of lending offer considerably lower costs of borrowing than those in regular models of direct lending by banks …. The study opines that microfinance model of lending can provide cost-efficient model of financial intermediation for …
Persistent link: https://www.econbiz.de/10011260268