this negative effect was found to be very small when the degree of competition was low, it grew as competition intensified … competition that most acutely undermines small business lending, and by extension, new business formation in a concentrated credit …

This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank … concentration and profitability even when the largest banks are excluded from the sample, suggesting that the relationship between … concentration and profitability may act in a generalised structural way. In addition to very large banks, large banks and small …

'Afrique Centrale (CEMAC) and the level of bank competition at the regional level. Using a mix of quantitative and qualitative … excess liquidity in the region. Other data also indicate that bank competition within the CEMAC as a region is limited …

We study how banking competition may affect the stability of banking systems. We develop our study by expanding the … foreign ownership are associated to bank-based financial systems and financial underdevelopment. They also show that banking … credit and bank-based financial systems enhance banking fragility. Banking concentration is not a significant determinant …

We examine the strategic reaction of banks to the current global financial crisis. In particular, we test whether banks … exploit the variation in lender and borrower characteristics to examine whether banks’ risk-mitigating strategies differ … across borrower types. Our results show that during a financial crisis arranging banks retain larger portions of loans and …

bank loans from 43 countries. We test whether the degree information asymmetries affects the link between the presence of …

market competition. In markets with effective competition, horizontal multiple directorships turn out to be an efficient … firms have no significant influence on financial performance, irrespective of the level of competition intensity …

critical corner of sight activity on support of SME in Russia is considered. Problems of small business are formulated and …

that banking consolidation has reduced the availability of credit to small businesses. We find that banks in markets where … mergers have occurred are more likely than other banks to deny credit to small business loan applicants. However, this … one set of banks, those in the process of acquiring other banks, are less likely to deny credit to small businesses. These …

commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …, these differences in denial rates are significant only when the prospective lender is a commercial bank. …