This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority … commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …-Hispanic whites, and are twice as likely to deny credit to firms owned by Asian-Americans than to firms owned by Non-Hispanic whites …

the regard human beings have for one another be it by gender, race, tribe or group has an impact on business and socio …

to discriminate. Economic theory is, therefore, endogenously color-blind, race-blind, gender-blind, ethnicity-blind, and …

consistent with a search-matching model in which employers statistically discriminate on the basis of race when hiring unemployed …

of black residents, regardless of the borrower’s own race. We explore possible explanations for this second finding and …

. In particular, we seek to examine whether race is best understood as a set of values and behaviors or whether race is …