The demand for cash balances of financial intermediaries that establish contractual liabilities with credit … credit quality, and hence, they are obliged to rely on deposit insurance and capital cushions in order to assure that their …

the pure consumption economy. The geometrical analysis makes the interrelations between income, profit and employment …

question of how the value of produce can exceed the value of factor inputs: the ‘Profit Puzzle’. In this paper we advocate an … understanding of the Profit Puzzle as a monetary paradox arising from Say’s Law. We trace how Classical, Keynesian and Neoclassical …

unique category. The most represented type of risk in credit is a credit risk. It is possible to divide factors of risk … between decision-making and investment influences the size of a credit risk. The length of credit structure influences the … risk. The cognition of debtor's debt servicing potential, methods of coverage credit risk and indicators of credit risk …

that banking consolidation has reduced the availability of credit to small businesses. We find that banks in markets where … mergers have occurred are more likely than other banks to deny credit to small business loan applicants. However, this … one set of banks, those in the process of acquiring other banks, are less likely to deny credit to small businesses. These …

This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority … commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …-Hispanic whites, and are twice as likely to deny credit to firms owned by Asian-Americans than to firms owned by Non-Hispanic whites …

: collateral, facility, industry, zone and the macro economy to predict the Recovery Rates which will enable the bank to arrive at … the Loss Given Default figure that would help to better price and manage credit risk. This estimated LGD can also play a …