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they started businesses with the bank loans due to lack of own capital. Most of the businesses surveyed feel the need for …
Persistent link: https://www.econbiz.de/10011196664
period during which more than 1,300 banks failed. Bank failures are fundamentally important because of the unique role played … during this period. First, commercial real estate was only a factor in the bank failures of 1988-92. Second, construction … loans played a much larger role in bank failures than permanent loans, and the relationship is strongest with construction …
Persistent link: https://www.econbiz.de/10008615013
offsite monitoring system based on publicly available accounting data. Their findings suggest that, if a bank has not been … off-site systems derives from both their timeliness—an updated off-site rating is available for every bank in every …
Persistent link: https://www.econbiz.de/10008615036
The capital structure of firms that face restrictions on liquidity (i.e. that cannot hedge continuously) is affected by the agency costs and moral-hazard implicit in the contracts they establish with stockholders and customers. It is demonstrated in this paper that then an optimal level of...
Persistent link: https://www.econbiz.de/10013159445
Our paper explores the risks that arise due to indebtedness of Hungarian local governments. Our analysis relies on interviews conducted with the heads of the local government business branches of the credit institutions most important in terms of local government financing and on the related...
Persistent link: https://www.econbiz.de/10011258086
accurate prediction of a bank’s financial insolvency, which is the focus of interest for the Russian Deposit Insurance Agency …) using data from bank balance sheets and macroeconomic indicators. Significantly different models correspond to the two main … grounds for license withdrawal: financial insolvency and money laundering. Analysis of data for the period 2005.2–2008.4 for …
Persistent link: https://www.econbiz.de/10011258099
value and volatility of bank’s assets for a random sample of 13 Public and 8 Private sector banks in India over the period … from March 2003 to March 2012. Further, it calculates yearly Z-score for each bank, allowing for capital adequacy as per … value of bank’s assets obtained from Black-Scholes-Merton is characteristically below its enterprise value since market …
Persistent link: https://www.econbiz.de/10011259139
The text explores generally whether recommendations relating to deposit insurance are international guidleines or mandatory rules, explores the role of deposit insurance as one of several elements in the financial safety net, and offers an outlook to a future with more research and cross-border...
Persistent link: https://www.econbiz.de/10011260867
There are a number of international initiatives that have the goal of improving or maintaining financial stability by strengthening financial infrastructure. The Committee on Payment and Settlement Systems (CPSS) contributed to this process through its work on developing Core Principles for...
Persistent link: https://www.econbiz.de/10011261149
The theoretical aspects of three generation of financial crisis’ models are analyzed. On the basis of retrospective analysis of these models are determined the main causes than make the economic misbalance more profound and than cause a crisis. Проаналізовано теоретичні...
Persistent link: https://www.econbiz.de/10008927055