Our study analyses the extent of integration of the EU market for life and non-life insurance. The main integration … even less advanced for life than for non-life insurance and that mergers and acquisitions are the dominant strategy to … access a foreign market. Besides summarising the liberalisation history of the European insurance sector and discussing …

The goal of this essay is to show an insurance market equilibrium defined by an insurance product price and a …

The variation in the degree of price regulation in the property-liability insurance market in Canada varies across time …

This paper investigates strategic brinksmanship between regulated property-liability insurance firms and their …

This paper provides empirical evidence of advantageous selection in insurance markets. By using a novel insurance … inability to distinguish moral hazard from selection. In the US market for area yield crop insurance, payouts are based on … average county yields. Moreover, area yield insurance is only offered in counties where no farmer is large enough to affect …

agricultural insurance program on household level production, borrowing, and saving. The empirical strategy includes both … difference-in-difference and triple difference estimations. I find that, first, introducing insurance increases the production … area of insured crops by around 20% and decreases production diversification; second, provision of insurance raises the …

In today’s insurance market there is a void that is any one person can have several insurance policies, this entails … different providers, different payment schemes etc. There is an opportunity for an insurance company to unite all policies and … create a universal insurance (UI) policy, an all in one so to speak. There is an argument that such an policy would be very …

It has been said that insurance is the last of the financial services to accept radical change (Denney [1995 … weather volatility and catastrophic risks are difficult to diversify using traditional insurance practices. To provide a map … risks. There are two basic and distinct approaches: statistical and economic. The former is typical of the insurance …

and to partially answer to the basic questions of insurance. The question is “To insure or not”. The goal of this paper is … to reveal pure mathematical aspects of insurance processes and to analyze these aspects by pure mathematical methods …

In developed countries, insurance is a part of education, tradition and even of life, while in Romania, now, we can … and legal entities, requires the strict necessity to increase the business of insurance. Share phenomena or events may …