Showing 1 - 10 of 1,354
This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority … commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …-Hispanic whites, and are twice as likely to deny credit to firms owned by Asian-Americans than to firms owned by Non-Hispanic whites …
Persistent link: https://www.econbiz.de/10005616652
This paper endeavours to assess the viability of the FONGS FINRURAL, a nascent network of 09 rural savings and credit …. Regarding the credit delivery, it appears that except ordinary loans, most of the loan products catered for are seasonal or …. To provide such credit products, MFIs rely on three main sources: the deposits, the borrowings and their equity. Most of …
Persistent link: https://www.econbiz.de/10011258176
This paper examines Pakistani Banks stock return and volatility relationship with market, interest rate and foreign exchange rate. The study extensively applies different statistical approaches to model return and volatility relation. First, Ordinary Least Square (OLS) multiple regression model...
Persistent link: https://www.econbiz.de/10011112981
The integration process in the European banking sector considerably differs with regard to product types. Deep integration can be observed in the money market as well as the market for wholesale products. In contrast to that, a strong segmentation of national markets still exists in the field of...
Persistent link: https://www.econbiz.de/10013136603
encourage banking institutions to supply credit to the economy. Increased bank supply of credit is a good thing but too much of … reserves to boost credit supply in line with expectations of monetary authorities, particularly, in Asia and UK (ii) consistent … with the credit smoothing hypothesis, US and Chinese banks smooth credit supply to minimize unintended stock market …
Persistent link: https://www.econbiz.de/10011212790
In our paper we analyze the heterogeneity between various business models among systemically important banks in 65 countries over the period of 2000-2012. For the first time, we are able to identify true banking strategies consisting of different combinations of bank asset and funding sources...
Persistent link: https://www.econbiz.de/10011272695
We assess the effects from the industrial policy of growing state-controlled national champions on the Russian banking system, its concentration and competitiveness. Some light is shed on comparative financial performance of state-controlled banks versus other market participants. We also show...
Persistent link: https://www.econbiz.de/10011258633
Co-operative banks are an important reality of the credit system and they are spread in Italy and in Europe. These … Curzio entitled “The Cooperative Credit Societies. Italian and European profiles” and it constitutes a reasoned analysis of …
Persistent link: https://www.econbiz.de/10011258737
euro area and banking regulatory responses in the EU may lead to more pronounced credit supply constraints by European … sector assumes partial credit risk from the banking sector, since a contraction in corporate lending can be attributed to … credit supply constraints stemming from strong risk aversion by banks, making interest rates cuts ineffective in stimulating …
Persistent link: https://www.econbiz.de/10011258774
This paper represents a contribution to the still meager literature on the impact of prudential regulation bank behavior in Tunisia. It aims to examine the effect of the capital requirements on bank credits during the period from 1999 through 2010 and to assess the effectiveness of the banking...
Persistent link: https://www.econbiz.de/10011258981