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The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan

Azam, Rehan; Muhammad, Danish; Syed Akbar, Suleman - Volkswirtschaftliche Fakultät, … - 2012

This paper explores the influences of the approved results of loans cases, the loan applicants’ socioeconomic attributes in the decision of perusal loan. The results can improve the credit quality and avoid the misjudgment of screening personal loan customers and also establish a better...

Persistent link: https://www.econbiz.de/10011260749

Renégociation stratégique de la dette, risque comptable et risque juridique

Chopard, Bertrand; Langlais, Eric - Volkswirtschaftliche Fakultät, … - 2007

This paper studies the influence of bankruptcy law (depending on whether the law is pro-lenders or pro-borrowers) on the borrowers propensity to demand the renegotiation of their debt, when there exist an asymmetrical information between lenders and borrowers. In the tradition of Law &...

Persistent link: https://www.econbiz.de/10005616845

The significance of socioeconomic on personal on personal loan decision (a study of consumer banking local private banks in Pakistan)

Azam, Rehan; Muhammad, Danish; Syed Akbar, Suleman - Volkswirtschaftliche Fakultät, … - 2012

Persistent link: https://www.econbiz.de/10010585710

The impact of insolvency laws on venture capital

Bhatia, Jai - Volkswirtschaftliche Fakultät, … - 2009

explores the effects of corporate and personal insolvency laws on financially distressed VC funded firms. It also compares the …. In the light of corporate insolvency, the research concludes that entrepreneurial firms are often ‘wound up’ rather than … insolvency laws on small businesses. On the contrary, it has been observed that the severity of the personal insolvency law does …

Persistent link: https://www.econbiz.de/10008562618

Information Technology and the Rise of Household Bankruptcy

N. Narajabad, Borghan - Volkswirtschaftliche Fakultät, … - 2010

Several studies attributed the rise of household bankruptcy in the past two decades to the decline of social stigma associated with default. Stigma explanations, however, cannot account for the increase of credit availability during this period. I try to explain both of these facts as a result...

Persistent link: https://www.econbiz.de/10008562648

BASEL III: responses to consultative documents, vital aspects of the consultative processes and the journey culminating in the present framework (Part 1)

Ojo, Marianne - Volkswirtschaftliche Fakultät, … - 2010

This paper is aimed at providing a comprehensive overview of, and responses to, four very vital components of the consultative processes which have contributed to the new framework known as Basel III. The paper will approach these components in the order of the consultative processes, namely,...

Persistent link: https://www.econbiz.de/10009246895

Basel III – responses to consultative documents, vital aspects of the consultative processes and the journey culminating in the present framework (Part 1)

Ojo, Marianne - Volkswirtschaftliche Fakultät, … - 2011

Parts I and II of this paper are aimed at providing a comprehensive overview of, and responses to, four very vital components of the consultative processes which have contributed to the new framework known as Basel III. The papers will approach these components in the order of the consultative...

Persistent link: https://www.econbiz.de/10009283808