controls for bank and time random effects. The longer a bank was entered into the deposit insurance system, the greater was its …

prevent moral hazard. Depositors have incentives to monitor the bank’s risk taking behavior, thus threatening banks with … withdrawals of deposits if necessary. We find that either banking regulations or market discipline is insufficient to reduce bank …

This empirical study seeks to identify, for the period 1933-1998, determinants of the rate of return on bank assets … (ROA). The study finds that the ROA has been an increasing function of the interest rate yield on bank loans to the private …

-1920). This paper tests and finds evidence of omitted bank-specific effects. Estimates in Wheelock and Kumbhakar (1995), as a …

This paper represents a contribution to the still meager literature on the impact of prudential regulation bank … behavior in Tunisia. It aims to examine the effect of the capital requirements on bank credits during the period from 1999 … framework has been binding bank lending in Tunisia during the period of study; well-capitalized banks have lent more than less …