charged to the merchants, who may be reluctant to accept cards and induce the cardholder to withdraw cash. In this paper, we … empirically verify for the first time the effect of the interchange fee on the decision to withdraw cash and compare it with that … there is a positive correlation between the cash usage and the level of the interchange fees. Accordingly, regulation of the …

and usage manners. Release (training) of treasury (cash-flow) is the proof of the strategic position of enterprise in …

banks - as issuers of cash and as institutions with a mandate to foster the efficiency of payment systems in general. It is …This article analyses the competition between cash and payment cards against the backdrop of the dual role of central …

new substitutes for cash usage, U.S. per capita currency holdings now amount to $2700. American households and businesses …

urban and rural areas. The survey results indicate a general preference for using debit and credit cards over cash. This … that on average a consumer carries about three thousand colones in cash. The survey also notes an emerging use of Internet …

considers transactions in cash and cards, covers the 2008- 2011 years and is based on the methodology applied by Bergman … stemming from cash use is high: depending of the assumptions used, our estimations suggest that they are at least as important … the social costs of using cash. Social costs per transaction are comparable to those calculated in the relevant literature …