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Bitcoin is a digital cryptocurrency that has attracted substantial interest in recent years from the general people, profit seekers, risk takers, academic practitioners and last but not the least, from economists. Most recently, particularly, after 2015, it has succeeded to gain even more...
Persistent link: https://www.econbiz.de/10012913440
Economic and social implications of the access to financial services both in developed and in developing countries have increasingly promoted the debate around the issue of considering “financial inclusion” as a public good, according to potential positive externalities associated to greater...
Persistent link: https://www.econbiz.de/10011257984
The two decades of post reform period in India witnessed transformation of the economy in to a higher growth plane … growth in India. The rationale for inclusive financial system, taking banking services to the vulnerable sections, role of …
Persistent link: https://www.econbiz.de/10009322627
than desired. Given the gigantic task of providing financial education to a large section of a populous country like India …
Persistent link: https://www.econbiz.de/10011258745
This article empirically analyzes the role of finance in economic growth in Sub-Saharan Africa from the perspective of what is termed herein “financial permeation”. By estimating panel data on 37 countries in Sub-Saharan Africa between 2004 and 2010, we examine whether financial permeation...
Persistent link: https://www.econbiz.de/10011259255
Financial inclusion may be defined as the process of ensuring timely and adequate access to financial services and credit delivery for low income groups at an affordable cost. The basic aim of Financial Inclusion is to ensure the ease of access, availability and usage of the formal financial...
Persistent link: https://www.econbiz.de/10008694034
In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated withdrawals of bank deposits could be mitigated if bank deposits are more diversified, i.e. held by more individuals. This paper examines the link between a broader access to bank deposits prior to...
Persistent link: https://www.econbiz.de/10010678307
provide efficient and effective financial services for unbanked and rural peoples in India. Increased cellular service users … in rural Indian provide wide opportunity to expand m-banking service in India. However, in spite of opportunities there … requirements to m-banking services in India and an explanation of major failure reasons along with opportunities for their …
Persistent link: https://www.econbiz.de/10008839206
. Conventional mechanisms such as micro-finance, small-medium-enterprises (SME), and micro-insurance to enhance financial inclusion … availability of micro-finance and SME financing, financial exclusion may not be fully overcome. Therefore, one needs to utilize …
Persistent link: https://www.econbiz.de/10011107700
efforts on the inclusive growth in the case of a developing economy like India by considering the most reliable data for the …
Persistent link: https://www.econbiz.de/10011107742