encourage banking institutions to supply credit to the economy. Increased bank supply of credit is a good thing but too much of … thing and how bank managers react to this. After examining 82 bank samples, I find that (i) bank underestimate the level of …) non-performing loans, bank portfolio risk and loan portfolio size are significant determinants of the level of loan loss …

Recent financial crises and especially large corporate bankruptcies, have led bank managements and financial … authorities to follow and monitor both financial and real sector risks, and to focus on firm failures. Bank of International … the Central Bank. Cost sensitive learning was given special attention in the analysis. …

value and volatility of bank’s assets for a random sample of 13 Public and 8 Private sector banks in India over the period … from March 2003 to March 2012. Further, it calculates yearly Z-score for each bank, allowing for capital adequacy as per … value of bank’s assets obtained from Black-Scholes-Merton is characteristically below its enterprise value since market …

on bank’s financial decisions and the implications for the real sector. I explicitly incorporate costs and benefits of …