Showing 1 - 10 of 1,331
This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank …-interest revenue, and reduce both interest and non-interest costs. Furthermore, concentration appears to depress bank deposit interest … rates and raise both lending rates and the interest rate spread. This suggests that bank concentration might have negative …
Persistent link: https://www.econbiz.de/10005835748
competition of the banking industry in the Czech Republic during the period 2001–2009. We apply Panzar-Rosse model to estimate H … of banking competition in two sub-periods, 2001–2005 and 2005–2009, in order to investigate development of the … period, which is a necessary condition for sound evaluation of the competition level. While the market can be described as …
Persistent link: https://www.econbiz.de/10009019741
We study how banking competition may affect the stability of banking systems. We develop our study by expanding the … foreign ownership are associated to bank-based financial systems and financial underdevelopment. They also show that banking … credit and bank-based financial systems enhance banking fragility. Banking concentration is not a significant determinant …
Persistent link: https://www.econbiz.de/10005787149
This paper employs the Panzar and Rosse (1987) and the Bresnahan models to determine the level of competition in the … South African banking sector. This level of competition was tested during the period 1998 to 2008 for the Panzar and Rosse … approach and from 1992 to 2008 for the Bresnahan model. We �find evidence of monopolistic competition in the South African …
Persistent link: https://www.econbiz.de/10011257717
This article analyzes the profitability of the banks in six European countries between 1994 and 1997. We deal with the link between profitability and certain external and interns' determinants of European banking system. Following a methodology of panel analysis with a fixed individual effects...
Persistent link: https://www.econbiz.de/10005015590
This study examines the behaviour of key bank level stability factors of liquidity, capital, risk-taking and consumer … Cooperating Countries between 2000 and 2007, we found that liquidity is not determined by bank’s product mix but rather attributed …
Persistent link: https://www.econbiz.de/10008595628
Many studies have analysed the effect of financial development and bank competition on economic growth from a cross … they belong to. This result is consistent with the literature on relationship banking which argues that bank competition … that bank monopoly power has an inverted-U effect on economic growth, suggesting that market power has its highest effect …
Persistent link: https://www.econbiz.de/10005000000
reduction of market power are greater than the loss of bank cost efficiency, showing the importance of economic policy measures … aimed at removing the barriers to outside competition. …
Persistent link: https://www.econbiz.de/10005000001
This paper analyzes the effect of regional financial development and bank competition on firms’ growth using the … literature on relationship banking which argues that bank competition can have a negative effect on the availability of finance … grow faster in more financially developed provinces. The results also show that bank monopoly power has an inverted …
Persistent link: https://www.econbiz.de/10005000016
growth. The latter result is consistent with the literature on relationship lending which argues that bank competition can …The aim of this paper is to analyse the effect of financial development and banking competition on economic growth … using both structural measures of competition (market concentration) and measures based on the new empirical industrial …
Persistent link: https://www.econbiz.de/10005034583