Using data on Indian banks for 1996-2008, the paper examines the interconnect among credit growth, bank soundness and … financial fragility. The analysis appears to indicate that higher credit growth amplifies bank fragility. Besides, the results … point to the fact that sounder banks increase loan supply. Coming to bank ownership, the evidence testifies that credit …

Using data on Indian banks during 1996-2007, the paper examines the impact of bank activity and short-term funding for … bank returns and risks. The findings indicate that larger, fast growing financial firms tend to have higher fee income … contrary, the impact of non-deposit funding share on bank profitability is weak. In terms of bank riskiness, the evidence is …

period during which more than 1,300 banks failed. Bank failures are fundamentally important because of the unique role played … during this period. First, commercial real estate was only a factor in the bank failures of 1988-92. Second, construction … loans played a much larger role in bank failures than permanent loans, and the relationship is strongest with construction …

one-period probit model used by Cole and Gunther (1998). Using data on U.S. bank failures from 1985 – 1992, we find that …, from an econometric perspective, the hazard model is more accurate than the probit model in predicting bank failures, but … data from the 1980s performs surprisingly well in forecasting bank failures during 2009 – 2010. …

offsite monitoring system based on publicly available accounting data. Their findings suggest that, if a bank has not been … off-site systems derives from both their timeliness—an updated off-site rating is available for every bank in every …

privileges for banks to manage their capital and payments of income to share holders and bank creditors as the capital position … of the bank deteriorated and the risk of failure rose. In effect regulators could take preemptive action to keep banks …

value and volatility of bank’s assets for a random sample of 13 Public and 8 Private sector banks in India over the period … from March 2003 to March 2012. Further, it calculates yearly Z-score for each bank, allowing for capital adequacy as per … value of bank’s assets obtained from Black-Scholes-Merton is characteristically below its enterprise value since market …