Amidst the financial crisis and changes in the labour market, retirement savings plans are subject to greater scrutiny …. The retirement income system in Canada stands on both public and private retirement savings plans. This article describes … the coverage of Canadian workers by private retirement savings plans. Using cross-sectional tax data from the T1 Family …

intertemporal substitution drives increases in saving following eligibility. In response to eligibility, IRA assets increase …

This study examines retirement plan participation and savings behavior for American public and private sector employees … diversified portfolio within the retirement plans. The findings of this study indicate that the population’s plan participation … sector employees who participate in defined contribution plans hold lower amounts within their retirement accounts. The …

This study explores the factors that affect an individual’s happiness while transitioning into retirement. Recent … studies highlight gradual retirement as an attractive option to older workers as they approach full retirement. However, it is … not clear whether phasing or cold turkey makes for a happier retirement. Using longitudinal data from the Health and …

just those at the point of retirement, this approach can provide additional insights on the efficacy of pension systems in … individuals above the 60% relative poverty threshold throughout retirement. Our simulations suggest that the gradual negative … lengthening of the time spent in receipt of retirement benefits. The consumption smoothing function of state pensions has declined …

-capita growth. The OLG model captures direct effects, working through adjustments in the savings rate, labor supply, and capital … deepening, and indirect effects, working through changes of taxes, government spending components and the retirement age in …. The closed-form solutions of the model predict taxation and the retirement age in OECD economies to increase in response …

We investigate the effect of an acute health shock on retirement among elderly male workers in Denmark, 1991-1999, and … in particular whether various welfare state programs and institutions impinge on the retirement effect. The results show … that an acute health event increases the retirement chances of elderly male workers by 8%, and that this increase in the …