Showing 1 - 10 of 260
This paper introduces crowdfunding as a concept and model for the evolution of investment banking. Crowdfunding, an … application of crowdsourcing, is defined as one party’s attempt to finance a project by offering three types of investment …
Persistent link: https://www.econbiz.de/10009147586
This paper aims at comparing French and Californian social businesses' financial structure and their access to equity and equity-like funding. The author finds from the study of an 800-French social businesses sample that these French organizations suffer from a lack of access to this type of...
Persistent link: https://www.econbiz.de/10009294581
across the different ethnic groups studied. Once started, we found that the sources of additional finance available to these …
Persistent link: https://www.econbiz.de/10011259174
Although accessing finance is key to the foundation of any business, particular concerns have been expressed about the … ability of UK women-owned firms to obtain external finance. In this paper we use an econometric approach to explore the effect … Entrepreneurship Monitor (GEM) UK 2004 database. Standardising for a range of individual characteristics, we find that women are around …
Persistent link: https://www.econbiz.de/10008602760
The role of information’s processing in bank intermediation is a crucial input. The bank has access to different types of information in order to manage risk through capital allocation for Value at Risk coverage. Hard information, contained in balance sheet data and produced with credit...
Persistent link: https://www.econbiz.de/10005836711
The article sheds light on virtual networks’ capability of driving landscape changes, both at epistemological level and at geographical level. “Living in” the landscape brings out the main drivers of change at individual level, while the ICTs are offering complementary places, with respect...
Persistent link: https://www.econbiz.de/10011259166
In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated withdrawals of bank deposits could be mitigated if bank deposits are more diversified, i.e. held by more individuals. This paper examines the link between a broader access to bank deposits prior to...
Persistent link: https://www.econbiz.de/10010678307
Economic and social implications of the access to financial services both in developed and in developing countries have increasingly promoted the debate around the issue of considering “financial inclusion” as a public good, according to potential positive externalities associated to greater...
Persistent link: https://www.econbiz.de/10011257984
This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Oportunidades programme. The switch from cash payments to electronic payments delivered via a bank account is found to have implications in terms of reallocation between...
Persistent link: https://www.econbiz.de/10011258006
The significance of financial education as a transformation agent in the financial inclusion agenda of the nation is undisputed in academic as well as practitioner’s circle. This paper discusses its impact on the financial well being of the people and further highlights the steps taken by...
Persistent link: https://www.econbiz.de/10011258745