Buchanan, Joan L.; Keeler, Emmett B.; Rolph, John E.; … - In: Management Science 37 (1991) 9, pp. 1067-1090
A simulation model that estimates individual health care spending as a function of the structure of indemnity-type insurance plans is presented. The behavioral models that form the basis for this work were developed as part of RAND's Health Insurance Experiment, (HIE), a randomized clinical...