This paper examines retirement and related behavioral responses to policies that on average are actuarially neutral …. Many conventional models predict that actuarially neutral policies will not affect retirement behavior. In contrast, our … rewards does not balance the loss from foregone current benefits. Using data from the Health and Retirement Study, we find …

comparable to that of married men; however, retirement of divorced women experiences no spike at ages 62 and 65, as is the case …

consumer who can select her hours of work and also her retirement age. Using a realistically-calibrated model with stochastic … work effort by the young; and markedly enhances lifetime welfare. Also, introducing annuities leads to earlier retirement … older ages as well as sensible retirement age patterns …

We use a US Social Security reform as a quasi-experiment to provide evidence on framing effects in retirement behavior …. The reform increased the full retirement age (FRA) from 65 to 66 in two month increments per year of birth for cohorts … with the FRA. Results on self-reported retirement and exit from employment are less clear-cut, but go in the same direction …

Cognitive Economics Study and the Health and Retirement Study, we find strong evidence that individuals in financial occupations …

affected Social Security benefits and taxes. The analysis uses data from the Health and Retirement Study to ask how different … stream and faced the same benefit formula. We find that for those in the Early Boomer cohort of the Health and Retirement …

How do low-income households think about retirement? Do they think about retirement? If so, when do they think they … think about retirement, although this does not necessarily mean they are able to plan and/or save actively for retirement …

willing to take some risk, investments in the stock market could increase their economic preparation for retirement, and …