Americans face the challenges of retirement with varying degrees of preparation. Evidence indicates that that many … individuals may not be making the best possible choices with respect to their Social Security and retirement savings. We assess … the subjective expectations of non-retirees and find that they have sizable biases and uncertainty about future retirement …

role of noncognitive skills and personality traits on an individual's preparation for retirement and financial capability …. In a world where individuals are increasingly asked to take responsibility for retirement preparations and when available … retirement preparation could help effective policy design …

variables including wealth, the timing of retirement, investments in health, and decisions about end-of-life care …

The U.S. has long incentivized retirement saving in 401(k) and similar retirement accounts by permitting workers to … defer taxes on contributions, levying them instead when retirees withdraw funds in retirement. This paper develops a dynamic … withdrawals will lead to later retirement ages, particularly for the better-educated. It also would reduce work hours and lifetime …

potentially important mechanism for affecting retirement behavior. We estimate the intensive and extensive margins jointly with a … of income taxes on labor force participation and retirement decisions, estimating participation elasticities with respect … participation elasticities are associated with tax-driven reductions in retirement. We find statistically insignificant compensated …

consumer who can select her hours of work and also her retirement age. Using a realistically-calibrated model with stochastic … work effort by the young; and markedly enhances lifetime welfare. Also, introducing annuities leads to earlier retirement … older ages as well as sensible retirement age patterns …

We use a US Social Security reform as a quasi-experiment to provide evidence on framing effects in retirement behavior …. The reform increased the full retirement age (FRA) from 65 to 66 in two month increments per year of birth for cohorts … with the FRA. Results on self-reported retirement and exit from employment are less clear-cut, but go in the same direction …

Cognitive Economics Study and the Health and Retirement Study, we find strong evidence that individuals in financial occupations …