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The Cost of Banking Regulation
Guiso, Luigi - 2010
We use exogenous variation in the degree of restrictions to bank competition across Italian provinces to study both the … effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was … increase in bad loans. In provinces where restrictions to bank competition were most severe, the proportion of bad loans after …
Persistent link: https://www.econbiz.de/10012760665
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Banks and Markets : The Changing Character of European Finance
Zingales, Luigi - 2010
In the last two decades the European financial markets have become more market oriented. We analyze the economic and political forces that have triggered these changes as well as their likely welfare implications. We also try to assess whether this trend will continue. Based on our analysis, we...
Persistent link: https://www.econbiz.de/10012762834
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Banks are Where the Liquidity is
Hart, Oliver - 2014
simple model where, even ignoring interconnectedness issues, the failure of a bank causes a larger welfare loss than the … banks, and the size of this response should be larger if a bank, rather than a similarly-sized nonfinancial firm, fails …
Persistent link: https://www.econbiz.de/10013052509
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The Cost of Banking Regulation
Guiso, Luigi - 2006
We use exogenous variation in the degree of restrictions to bank competition across Italian provinces to study both the … effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was … increase in bad loans. In provinces where restrictions to bank competition were most severe, the proportion of bad loans after …
Persistent link: https://www.econbiz.de/10012466164
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Banks and Markets : The Changing Character of European Finance
Zingales, Luigi - 2003
In the last two decades the European financial markets have become more market oriented. We analyze the economic and political forces that have triggered these changes as well as their likely welfare implications. We also try to assess whether this trend will continue. Based on our analysis, we...
Persistent link: https://www.econbiz.de/10012469104
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Banks Are Where The Liquidity Is
Hart, Oliver - 2014
simple model where, even ignoring interconnectedness issues, the failure of a bank causes a larger welfare loss than the … banks, and the size of this response should be larger if a bank, rather than a similarly-sized nonfinancial firm, fails …
Persistent link: https://www.econbiz.de/10012458458
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Destabilizing Digital "Bank Walks"
Koont, Naz; Santos, Tano; Zingales, Luigi - National Bureau of Economic Research - 2024
analysis to the case of Silicon Valley Bank (SVB) and find that the reduced value of the deposit franchise can explain why SVB … was insolvent in early March 2023, even before the bank run occurred …
Persistent link: https://www.econbiz.de/10014576630