security are the least well informed about their social security benefits, while those who are most dependent on pensions are …

a simple life cycle explanation for savings. They also raise questions about whether pensions are fundamentally a tax … and Retirement Study (HRS), and the role of pensions in forming retirement wealth. Pension coverage is widespread … those with pensions than for those without pensions. Multivariate regressions relating total wealth to pension coverage and …

of findings. First, the more valuable the pension, the more knowledgeable are covered workers about their pensions. We … forms of wealth. Rather, counting pensions in total wealth, those with more valuable pensions save more for retirement …, other things the same. Fourth, there is no evidence that wealth held outside of pensions is influenced by knowledge of …

of pensions earned on jobs not covered by Social Security, a key determinant of the size of WEP and GPO adjustments. Also …