how bank supervision and regulation affected banking stability during the Great Depression. In response to well …-organized interest groups and public concern over the bank failures of the 1920s, many U.S. states adopted supervisory and regulatory … liquidate banks quickly experienced higher state bank suspension rates from 1929 to 1933 …

This paper uses our new database on bank regulation and supervision in 107 countries to assess the relationship between …) regulatory restrictions on bank activities and the mixing of banking and commerce; (ii) regulations on domestic and foreign bank … supervision and regulation of bank activities. The findings instead suggest that policies that rely on guidelines that (1) force …

efforts to supervise and guarantee bank solvency. African depositors face high costs for mitigating the loss exposures that …

their investors. We show the bank has to have a fragile capital structure, subject to bank runs, in order to perform these … functions. Far from being an aberration to be regulated away, the funding of illiquid loans by a bank with volatile demand … such as narrow banking and bank capital requirements …

This paper looks at why bank consolidation has been taking place in the United States and what the structure of the … banking industry might look like in the future. It then discusses the implications of bank consolidation for the economy and …

present a model that explains the slow recovery of bank capital and economic activity. Banks provide intermediation in markets … selection. Adverse selection lowers bank profit margins which slows both the internal growth of equity and equity injections …

banks suggests that neither bank size nor government ownership fully explains adoption patterns. Organizational culture …