savings rate, banking system, financial markets, financial regulations, corporate governance, and public finances; and …

, normal economic development is suspended. Moreover, difficult to reverse capital flight puts savings outside the home economy …

banks, but had no effect on financial literacy; (b) significantly increased savings over a ten month period, and (c) had no … effect of the use of accounts for transactions. The increase in savings is a 1.6 percentage point increase in the savings … rate out of the cash transfer depostis, and a 0.5 percentage point increase in the savings rate out of household income …

savings and investments were taxed in an arbitrary and unpredictable way, the credibility of a new regime could not be assumed …

Recent evidence suggests that the default options implicit in economic choices (e.g., 401(k) savings by white … effect of defaults on savings among a highly policy-relevant population: low-income tax filers. In the control condition, tax … filers could choose (i.e., opt in) to receive some of their federal tax refund in the form of U.S. Savings Bonds. In the …

) through both a savings channel and an effective labor supply channel. The effects can be quantitatively large if the …