Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings … providing a safe place to keep money was sufficient to increase health savings, through a mental accounting effect. Adding an … earmarking feature was only helpful when funds were put towards emergencies; earmarking for preventative health reduced savings …

The high and rising household savings rate in China is not easily reconciled with the traditional explanations that … new competitive saving motive: As the sex ratio rises, Chinese parents with a son raise their savings in a competitive … manner in order to improve their son's relative attractiveness for marriage. The pressure on savings spills over to other …

propensities to use education savings accounts …

Seeking to reach the unbanked, the United States Postal Savings System provided a federally insured savings alternative …s. However, even during the earliest period, Postal Savings was only a partial substitute for traditional banks, as … locations with banks often still heavily used postal savings.Institutional subscribers to the NBER working paper series, and …

monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention–to–treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …

This paper examines the incentives created by the 529 and Coverdell tax-advantaged savings accounts. I find that the … intensifies the positive correlation between income and the advantages of the tax-advantaged college savings accounts …