first examine the impact of economic policy uncertainty on aggregate bank credit growth. Then we analyze commercial bank … macroeconomic controls, economic policy uncertainty affected bank level credit growth, and (ii) whether there is variation in the … on bank credit growth. Since this impact varies meaningfully with some bank characteristics – particularly the overall …

We study the business cycle consequences of credit supply expansion in the U.S. The 1980's credit boom resulted in … stronger credit expansion in more deregulated states, and these states experience a more amplified business cycle. A new test … greater exposure to credit expansion experience larger increases in household debt, the relative price of non-tradable goods …

. These differentials are consistent with both statistical and taste-based discrimination. To identify the source of the … eliminates gender differences and the response is shown only to be consistent with statistical discrimination. Our study secures …